Fractional Pricing Calculator

Determine fair, defensible rates for your fractional work based on your financial needs and market value.

Personal Financials

Desired Monthly Take-Home

The net amount you need in your bank account each month to cover personal expenses and savings.

Current Annual Expenses

Total business expenses (software, legal, accounting, etc.) per year.

Non-Billable Time

Percentage of time spent on admin, sales, marketing, and time off.

35%

Benefits & Overhead Multiplier

Factor to cover health insurance, taxes, and retirement (typically 1.3 - 1.5x).

1.4x

Engagement Structure

Weekly Hours

How many hours you will dedicate to this specific client.

10h

Contract Length

Longer contracts may warrant a slightly lower rate due to stability.

Payment Cadence

Value & Risk

Client Risk / Criticality

How critical is this role? usage: 'Must Have' = Higher Rate.

Your Experience Level

Your seniority level relative to the market.

Recommended Strategy

$9,685/ month retainer

"This covers your full loaded costs at a 60% fraction of a full-time hire. Position this as a fixed monthly fee to provide predictable value, rather than hourly billing."

Your Perspective

Hourly Rate

$224

Weekly Rate

$2,237

Monthly Retainer

$9,685

$6,918 / mo

Effective take-home after expenses & taxes. Misses target of $8,000.

Client Perspective

Equivalent FTE Salary cost$193,846/yr

Calculated Annual Value$145,273/yr

Cost vs. Full-Time Hire60%

You represent a significant cost saving compared to a full-time senior hire.